BlogMortgage Market TrendsDelicate Flower My Ass

Delicate Flower My Ass

When looking for a Realtor and Mortgage Lender Team you are going to want to work with someone you like. Professionals who will return your calls and ask how you are doing. Someone who show legitimate concern for your entire life not just the home buying process. How else could you trust that the advice they give you has the very best intentions based on your family’s needs. You want to share fun stories, crack a joke, and even share concerns. You want somebody to give you a warm reassuring smile. What may come as a surprise is you are going to want someone who has the ability to become a Rocky Balboa. I am talking about picking a Mortgage Lender or Realtor who can face off against Ivan Drogo without fear.

I will crush you

I’m not talking evil. I’m talking about someone who will fight ferociously on your behalf. Someone who will negotiate as it’s their bank account funding your purchase. Someone who will go toe-to-toe with an underwriter and be absolutely unstoppable when it comes to getting your new home. It is a brutal thing to witness. Your sweet Realtor or Mortgage Lender who’s smile brings rainbows will bare teeth, causing the person blocking your path to happiness to actually tinkle themselves a little bit.

Ok Ok! I’ll pay the buyers closing costs!

Being a woman myself, I can tell you that society expects me to follow and not lead. I have never been that way. I have educated myself to make sure others look to me for confirmation on what is being said. I stand by my clients in such a way that I have a perfect 5 Star Rating in Customer Service. I take my clients concerns on getting a home loan seriously. I was awarded Top 25 in the NATION for Customer Service for 2016. When I hear something along the lines of “You’re a delicate flower” I instantly want to twirl in a circle until my Amazonian Crown and Lasso of Truth appear and go kick ass!

I will get your Mortgage closed on time

As a Mortgage Lender in multiple states, I can tell you that being a woman or man has nothing to do with the level of greatness a Realtor can achieve. I have seen men negotiate with a Listing Agent with such finesse the Listing Agent is thankful for lowering the sales price. I have seen beautiful female Realtors cause the look of fear on a contractors face as he scurries away whimpering when he tried to get more money than was negotiated up front for work done on a house. This blog is to help Buyers understand that they must like, love, and trust the team they have working for them. This means that on occasion we must be able to stand our ground when it comes to representing them. Sometimes that can be a little scary. However, if you choose your Mortgage Lender and Realtor carefully, you may end up with a Rocky Balboa/Wonder Woman hybrid.

Call me! Let’s talk!

Any questions on Mortgages please visit my site VickieLasher.com and email me.



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TEXAS RECOVERY FUND NOTICE:
Figure: 7 TAC §80.200(b):

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL, OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS THAT ARE CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT BEFORE THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Arizona Mortgage Banker License 0940310

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, license number CA-DBO235812

Regulated by the Division of Real Estate

For more information, please visit: https://www.nmlsconsumeraccess.org/

Branch NMLS# 2424398. American Financial Network, Inc., is licensed by the Texas – SML Mortgage Banker Branch Registration, Alabama Consumer Credit License (21518.057), Arizona Mortgage Banker Branch License (1041414), Arkansas Combination Mortgage Banker-Broker-Servicer License (130031), California DFPI Mortgage Loan Originator License (CA-DFPI1775990), Colorado Mortgage Company Registration, Florida Mortgage Lender Servicer Branch License (MLDB16307), Indiana-DFI Mortgage Lending License (20960), Kansas Mortgage Company Branch Registration (MC.0026117-BR), Kentucky Mortgage Company License (MC805761), Louisiana Mortgage Branch Registration, Mississippi Mortgage Branch License (2424398), Michigan 1st Mortgage Broker/Lender/Servicer Registrant (FR0019210), Michigan 2nd Mortgage Broker/Lender Registrant (SR0020159), Montana Mortgage Broker Branch License (2424398), Nevada Mortgage Company License (3688), North Carolina Mortgage Branch License (L-158766-222), Ohio Residential Mortgage Lending Act Branch Registration (RM.804180.062)Oklahoma Mortgage Lender Branch License (MLB15136), Oregon Mortgage Lending Branch License (2424398), Tennessee Mortgage Branch Authorization (2377235), Wisconsin Mortgage Banker Branch License (2377235BA), Wisconsin Mortgage Broker Branch License (2377235BR, Wyoming Consumer Lender Branch License (CL-4739), Wyoming Mortgage Lender/Broker License (4801), under Nationwide Mortgage Licensing System (NMLS), unique identifier of 2424398. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.